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We’ve got all the kinds of coverage you need, from car and home to motorcycle and boat insurance. Give us a call today or request a quote to find out how affordable insurance coverage can be.

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You’ve worked hard to build your business. Don’t let all that be for nothing by leaving yourself, your employees, and your future unprotected. We can help you find complete coverage at an affordable price.

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    Homeowners Insurance

    Homeowners Insurance

    Quick Quote | Detailed Quote

    Purchasing homeowner’s insurance can get confusing, and at SMD Insurance we understand this. Although you are not legally required to purchase home insurance as you are with car insurance, many mortgage companies are requiring it as part of their finance agreements with home owners. If you are faced with the sometimes daunting task of shopping for homeowner’s insurance, don’t fret! SMD Insurance is an independent insurance agency that can shop multiple carriers to get you the best home insurance policy available to you!

    Homeowner’s coverage doesn’t have to be difficult to understand.

    Typically, a basic homeowner's insurance policy will cover the following:

    • The structure of your home
    • Replacement costs
    • Personal possessions (up to a set limit)
    • Living expenses in case of a disaster
    • Liability

    You can also add supplemental policies such as:

    • Valuable Articles/Floater policies (i.e. Jewelry Insurance)
    • Flood policies
    • Earthquake policies
    • Umbrella policies (additional liability)
    • Animal Liability (liability issues due to household pets)

    The needs of every home owner are different and your home insurance policy should reflect that. The agents at SMD Insurance will create a homeowner’s insurance policy that will best suit you and your family. Contact us today for more information on our comprehensive homeowner’s insurance policy options. Fill out our quick and simple form for a free home insurance quote!

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    California license #0D60878
    Arizona license #151474
    Georgia license #175676
    Idaho license #464725
    Kansas license #753057454-000
    Montana License #3000527751
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    New Mexico license #100009065
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    Texas license #1991219
    Washington license #224471

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