Group Medical Insurance

Group Medical Insurance not only helps employers attract and retain employees, it provides stability in the workplace by keeping your employees and their families healthy and less distracted on a daily basis.  Let us show you how to offer a variety of plan options while controlling your costs.  Yes, you can offer a full range of Platinum, Gold, Silver and Bronze while capping your cost at the level you choose while giving employees the option to buy up or down to a plan that fits their needs.

Because we are an independent agency offering timely health insurance quotes and online applications from multiple health insurance companies. Compare options, and apply online from the convenience of your own home or office.

We can help you simplify what seems complex, and help you choose from quality, competitive health care plans, including:

• HMO plans: An HMO, Health Maintenance Organization, is a specific type of health care plan that sets out guidelines under which doctors can operate. On average, health care coverage through the use of an HMO costs less than comparable insurance packages
• Major Medical: Provides benefits for most types of medical expenses that may be incurred. Offering more complete coverage with fewer gaps, major medical insurance covers a much broader range of medical expenses with generally higher individual benefits and policy maximum limits
• Surgical policies: Most health insurance plans sold today are major medical plans, but there are a few hospital and surgical health insurance plans on the market. Surgical health plans often aren't as comprehensive as major medical plans, but are typically less expensive
• Dread Disease Policies: Often called “cancer policies,” dread disease policies cover one or more dread diseases: cancer, heart disease, or other major maladies
• Hospital indemnity: A hospital indemnity plan provides a daily benefit each day you are hospitalized. This daily amount is paid to you, and the benefit is triggered simply by confinement as an inpatient

While most insurance products are similar in price and function, insurance providers vary when it comes to structuring a policy tailored to you.

After all, there’s no such thing as a one-size-fits-all insurance policy when it comes to your business.

Contact us today, and we'll help you protect what matters most.